Business finance by industry

Different industries need different funding. We’ve worked with hundreds of UK businesses and know what works for yours.

Start your application

Applying won't affect your credit score

Finance that fits how your industry works

Every industry moves differently. Construction firms need equipment finance and cash flow for long project cycles. Ecommerce businesses need stock funding and growth capital. Restaurants need fit-out costs and working capital to cover seasonal dips.

We’ve arranged over £100 million for SMEs across dozens of sectors. That means we know what works, what lenders look for, and how to get you funded fast. You could be a café owner in week two of a refit or a builder waiting on a big invoice to clear.

Your industry has specific challenges. Your funding should match them.

Industries we work with

We arrange funding for startups and businesses across the UK, from trades and construction to retail, hospitality, and professional services.

  • Construction & Trades: Builders, electricians, plumbers, and contractors. Invoice finance to bridge payment gaps, asset finance for tools and machinery, and unsecured loans for materials and working capital.
  • Ecommerce & Retail: Stock funding through invoice finance, unsecured loans for marketing spend, and asset finance when you need equipment. Online or physical stores, we work with both.
  • Hospitality: Restaurants, cafes, pubs, and hotels. Asset finance for kitchen equipment, unsecured loans for fit-out costs, and working capital to manage seasonal cashflow.
  • Professional Services: Accountants, solicitors, consultants, and agencies. Unsecured loans for working capital, secured loans for office fit-outs, and invoice finance when clients pay slowly.

These are the main ones, but we work with plenty of others. Tell us about your business and we’ll see what we can do.

Apply in minutes

Funding challenges by industry

Every sector has its own financial headaches. Here are the ones we see most often.

  • Construction and trades get stuck waiting for payments. You’ve finished the job, invoiced the client, and now you’re waiting 30, 60, sometimes 90 days to get paid. Meanwhile, suppliers want paying and the next job needs materials. Invoice finance solves this.
  • Ecommerce and retail need stock at the wrong time. Peak season is coming, you need to load up on inventory, but your cash is tied up in last month’s stock. Unsecured business loans or invoice finance can bridge that gap before the rush hits.
  • Hospitality runs on tight margins and seasonal dips. January is quiet, but rent and wages don’t stop. Asset finance spreads the cost of equipment, and working capital loans keep you covered when takings drop.

We’ve seen it all before. More importantly, we know which lenders understand these problems and how to get you funded fast.

Find your funding

Why choose Greenwood Capital?

High street banks have tightened up. For many UK SMEs, getting business loans quickly has become harder. We’ve built Greenwood Capital to do the opposite.

We’ve invested in technology that speeds up decisions without losing the personal touch. Applications that used to take weeks now happen in hours. Our record is 28 minutes from application to funds hitting the account.

You’ll work with a dedicated relationship manager who knows your business and keeps things moving. We match you with the right lender from our panel, covering everything from unsecured loans and asset finance to invoice finance and commercial mortgages. 

Over £100 million arranged for UK SMEs, approval rates above 80%, and more than seven in ten clients come back when they need funding again.

See how we can help

How to apply

Tell us what you need funding for and a bit about your business. We’ll ask about your trading history, monthly turnover, and what industry you’re in.

From there, we match you with lenders who understand your sector and offer competitive rates. Most businesses get a decision within 24 hours. Once approved, funding moves fast.

Your relationship manager handles the process from start to finish. You’ll have one point of contact who knows your business and keeps things moving.

Start your application
Bismark
TrustPilot Review
Greenwood Capital helped me raise substantial funds for my business. The team was brilliant, efficient, and professional. I'd strongly recommend them to anyone looking for fast and reliable funding.
Get funded, fast

Get the right funding for your business

Your industry has specific challenges. Your funding should match them. Tell us what you need and we’ll find the right lender.

Apply now Talk to our team